In 1977, there were fewer than 100 breweries in the United States. Today, there are more than 5,300. Brew pubs and microbreweries account for most of that growth over the past 40 years — with no sign of slowing down.
Brew pubs and microbreweries have notched double-digit growth in eight out of the past 10 years. One out of eight beers sold in the United States now comes from one of these small, craft beer companies.
We’ll leave it to the experts to brew all that beer. But our experts can help new and established brewers with insurance tailored specifically to their needs.
For example, we offer Alcoholic Beverage Production Contamination insurance covering loss or damage to alcoholic beverage products you can’t sell or use because of contamination. We also offer Alcoholic Beverage Products Leakage insurance covering loss of alcoholic beverage products due to leakage from tanks, vessels or barrels.
Many brew pubs and microbreweries serve food.
Our Food-Borne Illness policies pay for loss of income and extra expenses resulting from announcement by a public health authority or the media of an actual or alleged discovery at a scheduled location or another location with the same trade name.
Our Food Contamination Shutdown policies pay for loss of income resulting from a shutdown ordered by the Board of Health or other government authorities. These policies also cover some additional costs incurred to comply with requirements for fixing actual or suspected contamination.
We offer Assault or Battery insurance providing limited coverage for damages due to bodily injury, property damage or personal and advertising injury resulting from the use of force on another — or physical contact without consent that causes injury to another person.
And, of course, we offer a broad range of other insurance coverage needed by any business — general liability, employment practices liability, business crime insurance, cyber liability, business interruption insurance, workman’s compensation and virtually any other business-related insurance you may need.
Want to know more? Contact me at 303-922-1001.