Mike

About Mike Schmisek

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So far Mike Schmisek has created 72 blog entries.

Are You Part of the Gig Economy? What risks you may face.

It’s called the “gig economy.” You have a day job that pays the bills – or most of them. But you also have a side gig, or side hustle, that brings in a little extra money. These side gigs can involve anything that brings in extra money. Using your car to provide rides for hire [...]

By | May 22nd, 2019|Uncategorized|Comments Off on Are You Part of the Gig Economy? What risks you may face.

Insurance Checkup

By | May 1st, 2019|Uncategorized|Comments Off on Insurance Checkup

Telematics = Better Fleet Control, Better Driving, Lower Insurance Rates

Telematics. It’s a complicated-sounding word with a simple, straightforward promise -- help being a better driver, lower insurance rates -- and a wide range of vehicle use and maintenance monitoring for commercial vehicles We introduced a telematics app, called Signal, for individuals and families almost two years ago. With Signal, you download an app to [...]

By | April 24th, 2019|Uncategorized|Comments Off on Telematics = Better Fleet Control, Better Driving, Lower Insurance Rates

Bonds: Specialized Insurance for Specialized Needs

Are you bonded? Do you need to be bonded? Should you require that a contractor doing work for you be bonded? And what does being “bonded” mean? Simply put, bonds are specialized types of insurance guaranteeing specific types of performance. Because they are so specialized, there are thousands of types of bonds. But they generally [...]

By | March 28th, 2019|Blog, Commercial Insurance|Comments Off on Bonds: Specialized Insurance for Specialized Needs

Life Insurance Application

By | March 15th, 2019|Uncategorized|Comments Off on Life Insurance Application

Check Your Car Insurance Before Offering Rides for a Fee

Some people in my neighborhood are offering on our Facebook group to provide rides to the airport for a fee. They’re not alone. More and more people are offering rides for hire. But some friendly advice: Check your auto insurance if you’re thinking about joining them to earn a little extra money.  I have a [...]

By | February 25th, 2019|Auto Insurance|Comments Off on Check Your Car Insurance Before Offering Rides for a Fee

New For 2019: Sewer Line Insurance For Your Home

A sewer line break on your property can easily cost upwards of $10,000, or even more to repair.  For years this was simply a maintenance issue and insurance companies did not cover this type of wear and tear and maintenance. So, I’m pleased to announce we’ve just introduced Service Line Insurance to protect you against [...]

By | January 24th, 2019|Blog, Home Insurance|Comments Off on New For 2019: Sewer Line Insurance For Your Home

Safety Tips: Don’t Let Fire Spoil Your Holiday Season

December means it’s holiday season. Unfortunately, it also means it’s fire season. There are more house fires during the holidays than any time of the year. The main reason: The many lights -- including candles -- that go with the holidays. I hope you have an enjoyable and safe holiday season. With that in mind, [...]

By | December 21st, 2018|Blog, Home Insurance|Comments Off on Safety Tips: Don’t Let Fire Spoil Your Holiday Season

Insurance Discounts — and Educational Grants — Say “Thank You” to Teachers

I noted in an article last summer that we offer auto and home insurance discounts to certain groups, including teachers. But, as another a way of saying thank you to educators, we also offer grants to teachers several times a year. The insurance discounts are available to all qualifying teachers -- full-time, licensed K-12 teachers [...]

By | December 17th, 2018|Blog|Comments Off on Insurance Discounts — and Educational Grants — Say “Thank You” to Teachers

Is Your Vehicle Wrapped? Time to Talk to your Insurance Agent

“Wrapping” your car with a promotional message can be a good way to advertise your business. It can also affect your car insurance. In many cases, personal auto insurance doesn’t cover business-related use of a vehicle -- and that can include wrapping your vehicle with a business-related promotional message. One reason: If you wrap your [...]

By | November 27th, 2018|Auto Insurance, Blog|Comments Off on Is Your Vehicle Wrapped? Time to Talk to your Insurance Agent