umbrella

What is an umbrella policy and what amount of coverage do I need?

An umbrella policy provides additional liability protection that is secondary coverage after your auto insurance liability is maxed on an auto claim or your home insurance liability is maxed out on a personal liability claim.  Sometimes I refer to umbrella policies as lawsuit protection.  This is because, if you’re ever sued for causing bodily injury [...]

By | October 19th, 2017|Blog|0 Comments

Uninsured Motorist on an Umbrella?

Uninsured Motorist (UM) is a coverage that you are able to waive in the state of Colorado.  The coverage is so important, however, you legally must sign a document if you reject the coverage. Much like auto policies, umbrella policies can either cover UM or they may not cover UM.  Consumers can be confused by [...]

By | July 12th, 2016|Blog, Mike's Insurance Tips|0 Comments