colorado

Uninsured Motorist Insurance: Do You Have Enough?

While driving with your family, you’re rear-ended by an uninsured motorist -- seriously damaging your car, putting you and your family in the hospital and leaving you unable to work. It was the fault of the driver who hit you, but s/he doesn’t have insurance. That means you’ll probably have to pay your own medical [...]

By | March 19th, 2018|Auto Insurance, Blog|0 Comments

Towing and Roadside Assistance

At the Mike Schmisek Insurance Agency, in Denver, Colorado, we recommend all of our clients carry towing and roadside assistance.  For literally pennies a day, you will feel the safety and security of having someone to help you with your car problems day or night.  Towing and Roadside assistance coverage will not only tow your [...]

By | October 7th, 2016|Auto Insurance, Blog|0 Comments

How a Colorado DUI Will Impact Your Car Insurance

According to recent estimates, a DUI conviction can cost as much as $10,000 in the state of Colorado.  Much of this expense will come from increased insurance costs over the immediate three to five years following a DUI.  If you've been arrested for a DUI, call my office at 303-922-1001. We understand how a DUI can impact your life; both financially [...]

By | October 1st, 2016|Auto Insurance|0 Comments

Ken Caryl Realtor, Matt Thomson

I recently had the opportunity to meet with Ken Caryl Realtor, Matt Thomson.  Matt is a premier Realtor and unique in many ways.  I rarely meet Realtors who are so uniquely qualified to serve the community that he loves.  Matt serves on the covenant board of the Ken Caryl Ranch HOA.  This position gives Matt a better [...]

By | September 24th, 2016|Blog|0 Comments

Uninsured Motorist on an Umbrella?

Uninsured Motorist (UM) is a coverage that you are able to waive in the state of Colorado.  The coverage is so important, however, you legally must sign a document if you reject the coverage. Much like auto policies, umbrella policies can either cover UM or they may not cover UM.  Consumers can be confused by [...]

By | July 12th, 2016|Blog, Mike's Insurance Tips|0 Comments