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The combination of a faltering economy with a vibrant internet economy created an entirely new market in the past few years in short term rentals, or more commonly called VRBO or airbnb.  Short term rental is generally defined by renting out your home or condo for less than 30 days at at time.  Many people with second homes, or people who travel frequently, will rent out their home by the night or week.  Vacation destination states, like Colorado, have some of the most short term rentals of anywhere in the U.S.

Most insurance companies don’t have the products to properly insure a house that is being rented out by the night or the week.  Lessors of short term rentals need to make sure they have the right types of coverage.  You should see coverage such as Loss of Rent and Premise Liability as opposed to Loss of Use and Personal Liability on your policy.  Even more importantly you need to make sure your policy doesn’t exclude short term rental.  Having the wrong type of insurance on your short term rental could cost
you hundreds of thousands, if not millions of dollars, in the event of a property or liability claim.   We are able to insure homes for short term rental at a great cost.  Contact us today to quote your short term rental.

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