December marks the official beginning of winter. And, if you haven’t already done so, this would be a good time to take a few simple steps to protect your family, your home and your car by getting ready for the cold weather and winter conditions ahead.

Protecting Your Home

  • Have your furnace checked. Getting your furnace checked once a year by a reputable mechanic can help you keep it in good working condition. A furnace that dies in the middle of winter could mean days or weeks living in an uncomfortably cold house. And put water pipes in danger of freezing.
  • Change your furnace filters. Changing your furnace filter once a month is a good idea. Changing it at least once a year – at the beginning of winter – is a must.
  • Disconnect outside hoses. Leaving hoses connected to outside faucets through the winter can lead to frozen pipes.
  • Add insulation to any water pipes close to the outside walls of your house to protect against freezing.
  • Have a policy review with your insurance agent.  Make sure your home insurance policy covers things like, frozen pipes.

Protecting Your Car

  • Winter-rated tires are a good idea in Colorado. Four-wheel-drive cars are becoming more common, but generally come with all-weather tires — okay for most city conditions. But winter-rated tires are a good idea even for four-wheel-drive vehicles.
  • Cold weather is hard on batteries. Have your battery checked, and replace it if it’s getting old. A good mechanic can tell you when you need a new one.
  • Have your antifreeze checked to make sure it will keep your car’s cooling system from freezing on the coldest winter days.
  • If you own an older car that uses non-synthetic oil, a lighter-weight oil than you use during the summer is generally a good idea in the winter.
  • Make sure your windshield cleaner is rated for winter so it won’t freeze when you use it while driving.
  • Make sure you have winter-rated windshield wipers. They’re important when snow and ice hit.
  • Keep blankets and suitable winter clothing for every member of your family in your car at all times throughout the winter. Essential for surviving winter weather in a stalled or stranded vehicle.
  • Double check your insurance.  Most accidentsoccur during the winter months.  It is a good idea to carry collision insurance if it would be a financial hardship if you had to unexpectedly replace your car.

Protecting Your Family

Making sure your home and your car are ready for winter will also help keep your family warm and safe.

Happy holidays. And have a safe, warm winter.

Questions? Give me a call at 303-922-1001.