Home Insurance

Landlord Insurance – What you Need to Know

  Turning your house into a rental property is a big step. And one that changes your insurance needs. You’re insuring the same dwelling. But the focus of your coverage changes.  If you've recently become a landlord, or if you've been a landlord for many years, you need to know and understand landlord insurance. Homeowner [...]

By | August 30th, 2017|Blog, Home Insurance|0 Comments

Vacant Home Insurance

  If you own a home or commercial property, you almost certainly have homeowner’s insurance or commercial property insurance. But what if residential or commercial property you own becomes vacant? That can change your insurance needs.  You'll need to secure Vacant Home Insurance. Homes become vacant for many reasons. A parent or grandparent is living [...]

By | July 12th, 2017|Blog, Home Insurance|0 Comments

Impact Resistant Roof Discounts will Save you BIG!

Did you know that with all the hail we get in Colorado having an impact resistant roof can not only save you hundreds on your home insurance, but also save you from filing a home claim when moderate hail storms occur.  Here is a list of asphalt roofs that receive the biggest roof discounts on [...]

By | June 15th, 2017|Blog, Home Insurance|0 Comments

New Roof Discount Can Mean Big Savings on Your Home Insurance

Good news for Colorado homeowners replacing their roofs: With our new roof discount, you can save big money on your home insurance. And the more impact-resistant your new roof, the bigger the discount. A typical new roof can get you a discount of up to 40 percent. A Class 3 and 4 Impact Resistant Roof [...]

By | June 15th, 2017|Blog, Home Insurance|0 Comments

Vacation Rental By Owner Insurance (VRBO Insurance)

Vacation Rental by Owner, or VRBO, is currently the fastest growing rental segment in the U.S.  Short Term Rentals came about primarily because of the high cost of owning a second home.  Many second homesare only used 2 – 3 months of the year.  VRBO allows the owner to rent out their property on a short [...]

By | August 29th, 2016|Blog, Home Insurance, Mike's Insurance Tips|0 Comments

Homeowner Insurance

If you are preparing to purchase homeowner insurance, congratulations! You are likely about to make one of the most important purchases in your life. There are a number of reasons you will want to purchase the right Homeowner policy from a reputable company and a knowledgeable insurance professional. The top reason: your home is likely [...]

By | August 19th, 2016|Home Insurance|0 Comments

Six Ways to Prepare your Home Insurance for Wildfire Season.

6 Ways to prepare your home insurance for a wildfire With the tragic fires we’ve had in recent years and another dry winter, I figured it was timely to better educate my clients on things you need to look for in your home insurance to be properly covered.  It seems as everybody wants the cheapest [...]

By | June 30th, 2016|Blog, Home Insurance|0 Comments

Identity Theft Monitoring

Colorado is number one in the nation for identity theft. Scary, I know. A new statistic says that 1 in 10 men and 1 in 13 women have their identity stolen. We at Mike Schmisek Insurance Agency are here to help protect you. For about $45 a year, you can add identity theft coverage. Your information [...]

By | May 23rd, 2016|Blog, Home Insurance|0 Comments

Eco Rebuild Coverage

Eco Rebuild Coverage is possibly one of the most innovative coverages to have with your home insurance policy. It's good for the environment, and who wouldn't love a house like the one to the left? With Eco Rebuild, if your property is damaged beyond repair, We will pay up to $25,000 to replace all lost property with [...]

By | April 7th, 2013|Home Insurance|0 Comments