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HOA Insurance

In some ways, choosing the right insurance coverage for a homeowners’ association (HOA) is no different than selecting insurance for any business. But there are significant differences you should know about -- whether you’re a board member choosing insurance for the HOA or simply an HOA member choosing insurance for yourself. Like any business, an [...]

By | November 28th, 2017|Blog|0 Comments

Home Fire Prevention Can Save A World of Hurt

“Your house is on fire.” If you’ve ever heard those words, you know just how scary they are because they mean your life is about to change. And not for the better. How can you protect your home against fire damage? And protect yourself and your family against injury and from the aftermath of a [...]

By | November 9th, 2017|Blog|0 Comments

What additional coverages may I need on my home insurance?

Most home insurance policies place low limits on the theft of items such as jewelry, silverware, firearms and other items that are high targets for theft.  If you have more than $1,000 worth of any of these items, and you want them insured; you should talk with your insurance company about how you can cover [...]

By | November 6th, 2017|Blog|0 Comments

What is an umbrella policy and what amount of coverage do I need?

An umbrella policy provides additional liability protection that is secondary coverage after your auto insurance liability is maxed on an auto claim or your home insurance liability is maxed out on a personal liability claim.  Sometimes I refer to umbrella policies as lawsuit protection.  This is because, if you’re ever sued for causing bodily injury [...]

By | October 19th, 2017|Blog|0 Comments

Improve Your Driving and Save Money? We have an app for that – Signal.

Would you like to improve your driving -- and save money on your car insurance while doing it? We have an app for that. It’s called Signal. And it works on newer Apple and Android smartphones. Once installed on your phone and registered with us, Signal uses a combination of motion and location sensors to [...]

By | October 13th, 2017|Auto Insurance, Blog|0 Comments

Workers Compensation Insurance Required for All Colorado Employers

If you operate a company in Colorado (and many other states) and you have employees, you’re required to have Workers Compensation insurance to cover your employees in case on of on-job injuries or illnesses. Your rates are determined by a number of factors, including, the number of employees you have, the amount of payroll you [...]

By | September 27th, 2017|Blog, Commercial Insurance|0 Comments

Surprising Advice for Anyone Concerned About Possible Hail Damage

I have some advice for you if you’re concerned about possible hail damage to your home. And it may surprise you: Don’t call your insurance company’s claims department. Call your insurance agent instead. For most of you reading this, that’s me. Here’s why I suggest you start with your agent instead of your insurance company’s [...]

By | September 7th, 2017|Blog|0 Comments

Landlord Insurance – What you Need to Know

  Turning your house into a rental property is a big step. And one that changes your insurance needs. You’re insuring the same dwelling. But the focus of your coverage changes.  If you've recently become a landlord, or if you've been a landlord for many years, you need to know and understand landlord insurance. Homeowner [...]

By | August 30th, 2017|Blog, Home Insurance|0 Comments

Top Rated Insurance Agency in Denver

I know you have a lot of choices when it comes to choosing and insurance agent. That’s one of the reasons we work hard to provide excellent service, and I’m proud of our record as one of the best insurance agencies in Denver. So, says every insurance agent you’ve ever talked to or will ever [...]

By | August 8th, 2017|Blog|0 Comments

Little Free Library: Sharing Free Books With Our Neighbors in Denver

I generally use this space to talk about insurance. But I want to use it for something else today. I want to talk about Little Free Libraries. We moved to a new location several months ago on the edges of the Athmar Park and Ruby Hill neighborhoods in west Denver. We put a Little Free [...]

By | July 19th, 2017|Blog|0 Comments