Mike

About Mike Schmisek

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So far Mike Schmisek has created 55 blog entries.

Towing and Roadside Assistance

At the Mike Schmisek Insurance Agency, in Denver, Colorado, we recommend all of our clients carry towing and roadside assistance.  For literally pennies a day, you will feel the safety and security of having someone to help you with your car problems day or night.  Towing and Roadside assistance coverage will not only tow your [...]

By | October 7th, 2016|Auto Insurance, Blog|0 Comments

How a Colorado DUI Will Impact Your Car Insurance

According to recent estimates, a DUI conviction can cost as much as $10,000 in the state of Colorado.  Much of this expense will come from increased insurance costs over the immediate three to five years following a DUI.  If you've been arrested for a DUI, call my office at 303-922-1001. We understand how a DUI can impact your life; both financially [...]

By | October 1st, 2016|Auto Insurance|0 Comments

Suits for Soldiers – Denver, Colorado

The brave men and women of the U.S. military sacrifice so much for our country.  At the Mike Schmisek Insurance Agency, Inc,  we wanted to find a way to give back.  This is why we are participating in Suits for Soldiers, in conjunction with Farmers Insurance and The Veteran Education and Transitional (VET) Program. Suits for [...]

By | September 28th, 2016|Blog|0 Comments

Ken Caryl Realtor, Matt Thomson

I recently had the opportunity to meet with Ken Caryl Realtor, Matt Thomson.  Matt is a premier Realtor and unique in many ways.  I rarely meet Realtors who are so uniquely qualified to serve the community that he loves.  Matt serves on the covenant board of the Ken Caryl Ranch HOA.  This position gives Matt a better [...]

By | September 24th, 2016|Blog|0 Comments

Should I Buy Rental Car Insurance?

One of the most common questions I receive is whether or not you should purchase auto insurance from the rental car companies.  Any time you rent a car, you're going to get a sales pitch of a lifetime.  You're going to hear all the reasons why you should buy insurance from the rental car company. There are [...]

By | September 20th, 2016|Auto Insurance|0 Comments

Five Ways to Save on your Car Insurance in Denver

Car Insurance  1. Bundle all of your insurance with one carrier. Insurance companies tend to reward people who insure multiple lines of business. This includes home, car, Rental properties, Commercial policies, Life insurance*, Motorcycles, ATVs and much more! 2. Maintain continuous car insurance. The longer you carry an insurance policy, the more stable and reliable an insurance company may view you. This potentially [...]

By | September 13th, 2016|Auto Insurance|0 Comments

Vacation Rental By Owner Insurance (VRBO Insurance)

Vacation Rental by Owner, or VRBO, is currently the fastest growing rental segment in the U.S.  Short Term Rentals came about primarily because of the high cost of owning a second home.  Many second homesare only used 2 – 3 months of the year.  VRBO allows the owner to rent out their property on a short [...]

By | August 29th, 2016|Blog, Home Insurance, Mike's Insurance Tips|0 Comments

Homeowner Insurance

If you are preparing to purchase homeowner insurance, congratulations! You are likely about to make one of the most important purchases in your life. There are a number of reasons you will want to purchase the right Homeowner policy from a reputable company and a knowledgeable insurance professional. The top reason: your home is likely [...]

By | August 19th, 2016|Home Insurance|0 Comments

Actual Cash Value versus Replacement Cost

I see hundreds of declaration pages every year from hundreds of insurance companies from all across Colorado.  Oftentimes if an insurance price is "too good to be true", it's because it is.  Consumers need to be wary of an insurance price that is supposed to be 'apple for apples' but has a very low price. [...]

By | July 28th, 2016|Blog|0 Comments

Uninsured Motorist on an Umbrella?

Uninsured Motorist (UM) is a coverage that you are able to waive in the state of Colorado.  The coverage is so important, however, you legally must sign a document if you reject the coverage. Much like auto policies, umbrella policies can either cover UM or they may not cover UM.  Consumers can be confused by [...]

By | July 12th, 2016|Blog, Mike's Insurance Tips|0 Comments