Mike

About Mike Schmisek

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So far Mike Schmisek has created 40 blog entries.

Vacant Home Insurance

  If you own a home or commercial property, you almost certainly have homeowner’s insurance or commercial property insurance. But what if residential or commercial property you own becomes vacant? That can change your insurance needs.  You'll need to secure Vacant Home Insurance. Homes become vacant for many reasons. A parent or grandparent is living [...]

By | July 12th, 2017|Blog, Home Insurance|0 Comments

Umbrella Insurance a Good Way to Supplement Homeowner, Car Insurance

  Smart consumers are increasingly supplementing their auto and homeowner’s coverage with relatively inexpensive umbrella insurance policies that provide additional coverage in the event of a major accident. Skyrocketing accident settlements have made umbrella policies, which supplement your auto and homeowner’s insurance, more important than ever to protect your home, your savings, your retirement fund, [...]

By | June 27th, 2017|Auto Insurance|0 Comments

Impact Resistant Roof Discounts will Save you BIG!

Did you know that with all the hail we get in Colorado having an impact resistant roof can not only save you hundreds on your home insurance, but also save you from filing a home claim when moderate hail storms occur.  Here is a list of asphalt roofs that receive the biggest roof discounts on [...]

By | June 15th, 2017|Blog, Home Insurance|0 Comments

New Roof Discount Can Mean Big Savings on Your Home Insurance

Good news for Colorado homeowners replacing their roofs: With our new roof discount, you can save big money on your home insurance. And the more impact-resistant your new roof, the bigger the discount. A typical new roof can get you a discount of up to 40 percent. A Class 3 and 4 Impact Resistant Roof [...]

By | June 15th, 2017|Blog, Home Insurance|0 Comments

Colorado Boat Insurance

  Summer is just around the corner, and that means a lot of people will be taking their boats out of storage and heading for water.  With all the excitement of the first boat outing of the year, don't forget to secure your boat insurance ahead of time as well as making sure your boat [...]

By | May 30th, 2017|Blog, Toy Insurance|0 Comments

Engagement Ring Insurance

You’ve just gotten engaged. The ring is beautiful. And expensive. But what if it’s lost or stolen? Will your insurance cover the loss? Only for a limited amount, minus your deductible, if you rely solely on your renters, condo or home policy. It’s a much different story if you add a jewelry floater to your [...]

By | May 23rd, 2017|Blog|0 Comments

Colorado Brew Pub Insurance

In 1977, there were fewer than 100 breweries in the United States. Today, there are more than 5,300. Brew pubs and microbreweries account for most of that growth over the past 40 years -- with no sign of slowing down. Brew pubs and microbreweries have notched double-digit growth in eight out of the past 10 [...]

By | May 1st, 2017|Blog, Commercial Insurance|0 Comments

Flexible, Comprehensive Builder’s Risk Insurance for Builders and Homeowners

Are you a general contractor having trouble finding builder’s risk insurance that fits your needs -- and an insurance company that understands those needs? Our specialists can help, with comprehensive and flexible plans for both residential and commercial builders. We work with Zurich American Insurance Company, a leading provider of builder’s risk insurance, to offer [...]

By | April 18th, 2017|Blog|0 Comments

Motorcycle Insurance in Colorado

Spring is a Good Time to Review and Update Your Colorado Motorcycle Insurance Spring is here. And for many riders that means it’s time to get their motorcycles out of winter storage and hit the road -- or off-road trails for some. It’s also a good time to review your motorcycle insurance to make sure [...]

By | March 22nd, 2017|Blog, Toy Insurance|0 Comments

Insurance Prices in Colorado Rising Faster than National Average

The cost of car insurance prices has spiked nationwide over the past year. And, with increases averaging 15 percent yearly, Colorado has been among the hardest hit. In Colorado, auto fatalities increased by 11% in 2016, hitting the highest point in 15 years and greatly outpacing population growth. Nationwide, the spike in auto deaths began in [...]

By | March 16th, 2017|Auto Insurance, Blog|0 Comments