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About Mike Schmisek

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So far Mike Schmisek has created 45 blog entries.

Workers Compensation Insurance Required for All Colorado Employers

If you operate a company in Colorado (and many other states) and you have employees, you’re required to have Workers Compensation insurance to cover your employees in case on of on-job injuries or illnesses. Your rates are determined by a number of factors, including, the number of employees you have, the amount of payroll you [...]

By | September 27th, 2017|Blog, Commercial Insurance|0 Comments

Surprising Advice for Anyone Concerned About Possible Hail Damage

I have some advice for you if you’re concerned about possible hail damage to your home. And it may surprise you: Don’t call your insurance company’s claims department. Call your insurance agent instead. For most of you reading this, that’s me. Here’s why I suggest you start with your agent instead of your insurance company’s [...]

By | September 7th, 2017|Blog|0 Comments

Landlord Insurance – What you Need to Know

  Turning your house into a rental property is a big step. And one that changes your insurance needs. You’re insuring the same dwelling. But the focus of your coverage changes.  If you've recently become a landlord, or if you've been a landlord for many years, you need to know and understand landlord insurance. Homeowner [...]

By | August 30th, 2017|Blog, Home Insurance|0 Comments

Top Rated Insurance Agency in Denver

I know you have a lot of choices when it comes to choosing and insurance agent. That’s one of the reasons we work hard to provide excellent service, and I’m proud of our record as one of the best insurance agencies in Denver. So, says every insurance agent you’ve ever talked to or will ever [...]

By | August 8th, 2017|Blog|0 Comments

Little Free Library: Sharing Free Books With Our Neighbors in Denver

I generally use this space to talk about insurance. But I want to use it for something else today. I want to talk about Little Free Libraries. We moved to a new location several months ago on the edges of the Athmar Park and Ruby Hill neighborhoods in west Denver. We put a Little Free [...]

By | July 19th, 2017|Blog|0 Comments

Vacant Home Insurance

  If you own a home or commercial property, you almost certainly have homeowner’s insurance or commercial property insurance. But what if residential or commercial property you own becomes vacant? That can change your insurance needs.  You'll need to secure Vacant Home Insurance. Homes become vacant for many reasons. A parent or grandparent is living [...]

By | July 12th, 2017|Blog, Home Insurance|0 Comments

Umbrella Insurance a Good Way to Supplement Homeowner, Car Insurance

  Smart consumers are increasingly supplementing their auto and homeowner’s coverage with relatively inexpensive umbrella insurance policies that provide additional coverage in the event of a major accident. Skyrocketing accident settlements have made umbrella policies, which supplement your auto and homeowner’s insurance, more important than ever to protect your home, your savings, your retirement fund, [...]

By | June 27th, 2017|Auto Insurance|0 Comments

Impact Resistant Roof Discounts will Save you BIG!

Did you know that with all the hail we get in Colorado having an impact resistant roof can not only save you hundreds on your home insurance, but also save you from filing a home claim when moderate hail storms occur.  Here is a list of asphalt roofs that receive the biggest roof discounts on [...]

By | June 15th, 2017|Blog, Home Insurance|0 Comments

New Roof Discount Can Mean Big Savings on Your Home Insurance

Good news for Colorado homeowners replacing their roofs: With our new roof discount, you can save big money on your home insurance. And the more impact-resistant your new roof, the bigger the discount. A typical new roof can get you a discount of up to 40 percent. A Class 3 and 4 Impact Resistant Roof [...]

By | June 15th, 2017|Blog, Home Insurance|0 Comments

Colorado Boat Insurance

  Summer is just around the corner, and that means a lot of people will be taking their boats out of storage and heading for water.  With all the excitement of the first boat outing of the year, don't forget to secure your boat insurance ahead of time as well as making sure your boat [...]

By | May 30th, 2017|Blog, Toy Insurance|0 Comments