Mike

About Mike Schmisek

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So far Mike Schmisek has created 58 blog entries.

Spring Means It’s Time to Review Your Travel Trailer & Motor Home Insurance

Spring is here, which means summer is on its way -- peak season for motor homes and travel trailers. Time to make sure your motor home or travel trailer is ready for the road. And time to review your insurance to make sure it provides the coverage you need, with RV, travel trailer or motor [...]

By | March 26th, 2018|Blog, Toy Insurance|0 Comments

Uninsured Motorist Insurance: Do You Have Enough?

While driving with your family, you’re rear-ended by an uninsured motorist -- seriously damaging your car, putting you and your family in the hospital and leaving you unable to work. It was the fault of the driver who hit you, but s/he doesn’t have insurance. That means you’ll probably have to pay your own medical [...]

By | March 19th, 2018|Auto Insurance, Blog|0 Comments

Think You Don’t Need Life Insurance? Think Again.

Think you don’t need life insurance because you’re not married with children? You may want to reconsider. Most of us understand that life insurance makes sense if someone will suffer financially when you die. So, the most obvious example of someone who needs life insurance is the primary earner in a family with children. But [...]

By | February 26th, 2018|Life Insurance|0 Comments

Insure Your Love: Why Stay-At-Home Parents Need Life Insurance

It’s easy to understand why life insurance for the family’s main wage earner is important., but what about stay-at-home parents who don’t add an income to the family’s resources? Stay-at-home parents contribute greatly to a family, including the family’s financial wellbeing. In fact, some experts say stay-at-home parents perform the duties of “workers” with at [...]

By | February 12th, 2018|Blog, Life Insurance|0 Comments

Term Life Insurance: Protect Your Family If You’re Gone

Would someone important to you struggle financially if you were no longer around to help support them? If you’re married, have children, expect to get married someday, have relatives or friends who are dependent on you, or have a mortgage that couldn’t be paid if you are gone, then you need life insurance. The most [...]

By | January 26th, 2018|Blog, Life Insurance|0 Comments

Snowmobile Season!

If you own a motorcycle, you probably have it insured – even if you use it strictly for recreation. For insurance purposes, I think of snowmobiles as being a lot like motorcycles on skis. You’re insuring the same kind of risks for both, at least if your motorcycle usage is off road and strictly recreational. [...]

By | January 10th, 2018|Blog|0 Comments

Are You Ready to Survive Being Stranded by a Major Winter Storm?

In my last article, I offered some tips for getting your home and car ready for winter – things that can save you money on repairs and your insurance. But what about getting yourself ready for winter? Are you ready to survive an extended period stranded in an unheated house without electricity? That’s always a [...]

By | January 1st, 2018|Blog|0 Comments

Getting Ready for Winter: Protect Your Family, Your Home and Your Car

December marks the official beginning of winter. And, if you haven’t already done so, this would be a good time to take a few simple steps to protect your family, your home and your car by getting ready for the cold weather and winter conditions ahead. Protecting Your Home Have your furnace checked. Getting your [...]

By | December 21st, 2017|Blog|0 Comments

HOA Insurance

In some ways, choosing the right insurance coverage for a homeowners’ association (HOA) is no different than selecting insurance for any business. But there are significant differences you should know about -- whether you’re a board member choosing insurance for the HOA or simply an HOA member choosing insurance for yourself. Like any business, an [...]

By | November 28th, 2017|Blog|0 Comments

Home Fire Prevention Can Save A World of Hurt

“Your house is on fire.” If you’ve ever heard those words, you know just how scary they are because they mean your life is about to change. And not for the better. How can you protect your home against fire damage? And protect yourself and your family against injury and from the aftermath of a [...]

By | November 9th, 2017|Blog|0 Comments