Mike

About Mike Schmisek

This author has not yet filled in any details.
So far Mike Schmisek has created 56 blog entries.

Motel & Hotel Insurance – Colorado

We’re able to offer many types of specialized insurance to meet the needs of clients with unique needs. Motel and Hotel insurance, including coverage for homeowners who rent out their homes as part of an Airbnb or VRBO arrangement, is an example. Hotel/motel insurance can be complex and difficult to navigate on your own. For [...]

By | August 14th, 2018|Blog|Comments Off on Motel & Hotel Insurance – Colorado

Occupational Discounts on Car and Home Insurance for Educators and Others

In my last post, I mentioned that we offer special discounts on car and home insurance to first responders. But we also offer discounts for professionals in many other occupations as well. One major group -- educators. This discount applies to full-time, licensed K-12 teachers and full-time college or university professors and instructors. We also [...]

By | July 19th, 2018|Blog|Comments Off on Occupational Discounts on Car and Home Insurance for Educators and Others

Special Discounts on Car and Home Insurance for First Responders

What do car insurance, home insurance and first responders have in common? One of the things I like best about my job is that I’m able to offer special discounts on car and home insurance to first responders -- those people who often are running toward danger while the rest of us are running from [...]

By | July 17th, 2018|Auto Insurance, Blog|Comments Off on Special Discounts on Car and Home Insurance for First Responders

Own or Buying a New Camper? Make Sure It’s Properly Insured

Camping is popular in Colorado. And pop-ups and other campers are popular among Coloradans who like to spend time in the great outdoors. If you own or plan to buy a camper, including a pop-up that fits into the bed of your pickup, it’s a good idea to make sure it’s properly insured. We can [...]

By | June 27th, 2018|Blog, Toy Insurance|Comments Off on Own or Buying a New Camper? Make Sure It’s Properly Insured

Bicyclist Insurance? Something to Consider

Do you need bicyclist insurance? It’s not as far-fetched as it might seem.  Most people don't equate owning a bicycle to insurance needs, however bicyclists might need proper insurance even more so than the general population. If you have car insurance and opted for uninsured motorist bodily injury coverage, your pain and suffering, medical bills [...]

By | June 21st, 2018|Blog|Comments Off on Bicyclist Insurance? Something to Consider

Vacant Commercial Buildings Can Be Hard to Insure, But We Can Help

What comes to mind when I mention a vacant commercial building? A derelict, abandoned structure in a decaying urban neighborhood? A commercial building for sale. Or a building standing empty between tenants or while being remodeled. Regardless of why it’s unoccupied, it’s often difficult to find insurance for a vacant commercial building. We can help. [...]

By | May 28th, 2018|Blog, Commercial Insurance|Comments Off on Vacant Commercial Buildings Can Be Hard to Insure, But We Can Help

Workers’ Compensation Insurance: Protection for Both Employers and Employees

If you own a business and have employees, even if it’s only one person, you need Workers’ Compensation insurance. Every employer, regardless of how many employees you have, is required by Colorado law to carry Workers’ Compensation insurance. And the penalty for not having Workers’ Compensation  coverage is steep. The Colorado Division of Workers Compensation [...]

By | May 21st, 2018|Blog, Commercial Insurance|Comments Off on Workers’ Compensation Insurance: Protection for Both Employers and Employees

Motorcycle Insurance: We Offer Choices Designed to Every Budget and Situation

The warmer weather we’ve been having means spring is here, summer is on its way -- and there are more motorcycles on the road. And it’s a good time for a reminder to be even more vigilant while driving. Accidents involving motorcycles often happen because automobile drivers simply fail to see them, particularly when changing [...]

By | April 23rd, 2018|Blog, Toy Insurance|0 Comments

Spring Means It’s Time to Review Your Travel Trailer & Motor Home Insurance

Spring is here, which means summer is on its way -- peak season for motor homes and travel trailers. Time to make sure your motor home or travel trailer is ready for the road. And time to review your insurance to make sure it provides the coverage you need, with RV, travel trailer or motor [...]

By | March 26th, 2018|Blog, Toy Insurance|0 Comments

Uninsured Motorist Insurance: Do You Have Enough?

While driving with your family, you’re rear-ended by an uninsured motorist -- seriously damaging your car, putting you and your family in the hospital and leaving you unable to work. It was the fault of the driver who hit you, but s/he doesn’t have insurance. That means you’ll probably have to pay your own medical [...]

By | March 19th, 2018|Auto Insurance, Blog|0 Comments